Whether you are defending against a statement of claim or filing one yourself, Court RP identifies the right form for your province, explains the deadline, and walks you through each section.
Bank statements, contracts, invoices, payment records, and correspondence — Court RP helps you build a clear paper trail that tells your side of the story to the judge.
Debt hearings are often brief and move quickly. Practise presenting your position, responding to the other party, and answering the judge's questions in our courtroom simulation.
If you are served with a Statement of Claim and do not file a Defence by the deadline (typically 20 days in Ontario, 21 days in BC), the plaintiff can obtain a default judgment against you. That judgment can be used to garnish your wages or bank account. It is always better to respond even if you dispute the debt.
Yes. If you owe a debt and do not pay, the creditor or a collection agency can file a civil lawsuit against you in the appropriate court. Court RP helps you understand your options: pay, negotiate a settlement, defend the claim, or dispute the amount.
You file a Statement of Defence denying the debt or the amount claimed, and then present your evidence at the hearing. Court RP guides you through the Defence filing process and helps you organize the documents that prove you do not owe what is claimed.
Yes. If someone owes you money and will not pay, you can file in small claims court (if within the provincial limit) or civil court. Court RP helps you prepare your claim, gather supporting evidence, and present your case clearly.